Atlantic Beach, Long Island, NY Flood Insurance Quote: Compare Quotes and Save Money
We compare Private Flood Insurance and FEMA and Give You The Best Premium
Atlantic Beach, New York: A Beautiful Town at Risk of Flooding
Atlantic Beach, New York is a beautiful coastal community located on the shores of Long Island Sound. It is a popular destination for waterfront property and boating enthusiasts. However, its proximity to water also makes it vulnerable to flooding.
Flooding is the number one natural disaster in the United States. It can cause extensive damage to property and infrastructure, and it can even be deadly. In Atlantic Beach, flooding is a serious risk. The town is located in a floodplain, and it has been hit by flooding several times in the past. (National Oceanic and Atmospheric Administration (NOAA). (2023). Flooding. NOAA. Retrieved from www.noaa.gov/education/resource-collections/natural-disasters/flooding)
That's why it's important for Atlantic Beach residents to have flood insurance. Flood insurance can help to protect your home and belongings from the financial impact of flooding. It can also help to cover the cost of repairs and rebuilding.
There are many different flood insurance companies available. When choosing a flood insurance company, it's important to compare rates and policies.
If you live in Atlantic Beach, New York, it's important to take steps to protect your home from flooding. Flood insurance is one of the best ways to do this. Contact us today or complete the questionnaire above for a flood insurance quote.
The Town Agency is a family insurance agency founded in 1968 specializing in flood and homeowner insurance for people who live near the water. We compare flood insurance quotes from multiple companies and save money. As a local Long Island, NY agent we understand your needs.
Advantages of private flood insurance
Lloyd's of London, a 330 year old insurance company, rated "A" Excellent by AM Best provides the same coverages as FEMA. Unlike FEMA you can cover your dwelling for the full replacement value. We will compare FEMA's rates with Lloyds of London Insurance Company's rates. Many times Lloyds of London Insurance Company has a much lower flood insurance premium than FEMA.
Higher building and personal property limits
Shorter waiting period, approximately 14-15 days
Customized coverage limits and deductible options
Surplus lines product financially backed by A.M. Best A-rated carriers
Private Flood Insurance may be much cheaper in many cases and sometimes 30-60% of the premium provided by NFIP (National Flood Insurance Program)
We also provide flood insurance in: Amityville - Long Island, Babylon - Long Island, Baldwin - Long Island, Bay Shore - Long Island, Bellmore - Long Island - Copiague - Long Island, East Rockaway - Long Island, Freeport - Long Island, Hewlett - Long Island, Island Park - Long Island, Islip - Long Island, Inwood - Long Island, Lido Beach - Long Island, Lindenhurst - Long Island, Long Beach - Long Island, Massapequa - Long Island, Mastic - Long Island, Merrick - Long Island, Montauk - Long Island, Oakdale - Long Island, Ocean Beach - Long Island, Point Lookout - Long Island, Shelter Island - Long Island, Shirley - Long Island, Valley Stream Long Island