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Helping Long Island drivers — from Nassau to Suffolk County — compare top auto insurance options in New York.

Affordable auto insurance quotes for Long Island, Nassau & Suffolk

We’re a family-owned insurance agency in Garden City, helping drivers throughout Long Island, Nassau County, Suffolk County and New York compare top-rated auto insurance carriers. Because we’re independent, we shop multiple companies and help you choose coverage that fits your needs and your budget.

  • Local guidance from a Long Island agency that understands New York drivers

  • Quotes from multiple New York auto insurance carriers—not just one company

  • Help reviewing liability limits, deductibles and optional coverages

  • Support with policy changes, renewals and claims

  • Family-owned service since 1968 with no pressure or upsells

Why Long Island drivers choose The Town Agency for auto insurance

Auto insurance for Long Island, Nassau County, Suffolk County & New York

Whether you live in Nassau County, Suffolk County, anywhere on Long Island or another part of New York, we can help you compare auto insurance options. We regularly assist drivers commuting on the LIE, Southern State or Meadowbrook Parkway, as well as those driving in the boroughs. Your daily mileage, garaging location and driving habits all impact your coverage needs and pricing, and we’ll help you choose what fits you best.

We regularly help drivers with:

 
  • Long Island auto insurance quotes

  • Nassau County and Garden City car insurance

  • Suffolk County auto insurance policies

  • Coverage for drivers in Mineola, Hempstead, Levittown, Hicksville and nearby towns

  • New York City and five-borough auto insurance options

How our auto insurance quote process works

Step 1: Tell us about your drivers and vehicles

Share basic information about who drives, what you drive and how you use your car. Our online form keeps everything simple and avoids confusing insurance jargon.

Step 2: We compare New York auto insurance carriers

We shop multiple New York auto insurance companies to look for options that match your coverage needs, driving habits and budget—not just the cheapest price on paper.

Step 3: You choose your coverage with no pressure

We explain your quote in plain language, point out ways to save and help you choose auto insurance that makes sense for your situation.

Ways to save on auto insurance without sacrificing coverage

Price matters, but the cheapest car insurance is not always the best value. We’ll help you look for discounts and smart ways to save while keeping the protection you need.

  • Multi-policy discounts for bundling home and auto insurance

  • Multi-car discounts for insuring more than one vehicle

  • Good driver and claims-free discounts

  • Student and young driver discounts where available

  • Usage-based and telematics options with certain carriers

Long Island and New York auto insurance from a local agency

We help drivers across Long Island, including Nassau County and Suffolk County, compare auto insurance options from top-rated New York carriers. Whether you live in Garden City, Mineola, Hempstead, Freeport, Levittown, Hicksville, Huntington, Smithtown, Islip or anywhere in the five boroughs, we can help you find coverage that fits your needs, driving habits and budget.

We regularly help drivers with:

  • Long Island auto insurance quotes

  • Nassau County car insurance

  • Suffolk County auto insurance

  • New York and NYC auto insurance

  • Policies for Brooklyn, Queens, Manhattan, the Bronx & Staten Island

  • Car insurance for commuters using the LIE, Northern State or Southern State Parkway

As a family-owned agency based in Garden City since 1968, we understand the unique auto insurance needs of Long Island drivers. Traffic patterns, commute distances, parking situations and regional weather can all impact your coverage and pricing. We use that experience to help you choose the right limits, deductibles and options for where you drive most.

No matter where you live or garage your vehicle in New York, we compare multiple carriers to help you find affordable, competitive auto insurance — with clear explanations and no pressure.

New York auto insurance at a glance

• We help drivers across Long Island, Nassau County, Suffolk County and New York City.
• We compare quotes from multiple New York auto insurance carriers.
• Most quotes are turned around the same day, with no pressure to buy.
• You can start online with Emma above or call us at 516-294-1000 for personal help.

Auto insurance FAQs

Do you only offer auto insurance for Long Island, or all of New York?

We’re based in Garden City and work with drivers across Long Island every day, including Nassau County and Suffolk County. We also help drivers throughout New York, including the five boroughs. If you live in New York or garage your vehicle in the state, we can provide you with a competitive auto insurance quote.

Can you compare more than one auto insurance company for me?

Yes. As an independent insurance agency, we represent multiple top-rated auto insurance carriers. We compare several companies for you and explain your options, so you don’t have to request quotes from each carrier on your own.

Will getting an auto insurance quote affect my credit score?

No. Requesting a quote through us does not show up as a hard credit inquiry. Some insurance companies may use a version of your credit information to help price your policy, but it does not impact your credit score.

What information do I need to get a New York auto insurance quote?

For the most accurate quote, we’ll ask for your drivers’ names and dates of birth, home address, vehicle year, make and model, current coverages and any recent tickets or accidents. Our form keeps everything simple and secure.

Can you help if I’ve had accidents or tickets?

Yes. We work with carriers that consider drivers with accidents, violations or changes in driving history. We still compare multiple companies to look for the most competitive option for your situation.

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Do you offer auto insurance in the five boroughs of NYC?

Yes. In addition to Long Island, Nassau and Suffolk County, we also help many drivers in Brooklyn, Queens, Manhattan, the Bronx and Staten Island.​​​

How soon will I receive my quote?

Most quotes are completed the same day, and in many cases within a few business hours. If we need additional information, we’ll reach out quickly and keep the process simple

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Can you help me save by bundling home and auto insurance?

Often, yes. Many of our carriers offer discounts when you combine your auto insurance with homeowners, condo, renters or umbrella coverage. When we review your quote, we’ll let you know if a bundle discount is available and whether it makes sense for your situation.

Do you help with auto insurance outside New York?

Most of our clients are New York drivers, but we are also licensed in Florida, Connecticut and New Jersey. If you’re moving, have seasonal property or need help with an out-of-state policy, we can guide you and compare options for you.

Prefer to start your quote by phone?


Call us at 516-294-1000 and we’ll walk through a New York auto insurance quote with you step by step.

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