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Family-Owned Since 1968 • Garden City, NY

About The Town Agency: Long Island Insurance Since 1968

Exterior of The Town Agency’s office building in Garden City, New York.

The Town Agency is a family-owned independent insurance agency in Garden City, New York. Since 1968, we’ve helped individuals, families and businesses compare insurance options from multiple carriers with straightforward, personal guidance. We serve Nassau County, Suffolk County, New York City and communities across New York State.

A Family-Owned Insurance Agency on Long Island Since 1968

Since 1968, The Town Agency has helped Long Island families and businesses with their insurance needs. Now in our third generation, we continue to build long-term client relationships through personal service and local knowledge.

As an independent agency, we work with multiple insurance carriers rather than representing only one company. Our Garden City team helps you compare coverage options and understand the differences between policies.

Compare Multiple
Carriers

As an independent insurance agency, we can compare coverage options from multiple insurance companies to help find coverage that fits your needs.

Long Island Insurance Expertise

Our Garden City team understands the insurance needs of homeowners, drivers, landlords and businesses throughout Nassau County and Suffolk County.

Personal Service
Since 1968

Three generations of local insurance experience means straightforward guidance, responsive service and relationships built for the long term.

Insurance Solutions for Long Island Families and Businesses

From homeowners and auto insurance to flood, landlord, umbrella and business coverage, The Town Agency helps clients compare insurance options from multiple carriers. We’ll explain your choices, answer your questions and help you find coverage that fits your needs.

Homeowners Insurance

Long Island family outside their home representing homeowners insurance

Compare homeowners insurance options with help reviewing dwelling coverage, replacement cost, liability limits, deductibles, water backup and home-auto bundling.

Auto Insurance

Vehicle representing auto insurance for Long Island drivers

Compare auto insurance options with guidance on liability limits, comprehensive and collision coverage, uninsured motorist protection, deductibles and available discounts.

Flood Insurance

Long Island home representing flood insurance coverage

Explore private flood insurance and National Flood Insurance Program (NFIP) options, with help reviewing building and contents coverage, flood-zone considerations and policy limits.

Landlord Insurance

Long Island rental property representing landlord insurance

Compare landlord insurance options for eligible rental properties, including dwelling coverage, liability protection, loss of rental income and deductibles.

Umbrella Insurance

Long Island home and family representing umbrella insurance protection

Review personal umbrella insurance options, coverage limits and underlying home and auto insurance requirements with help from our team.

Business Insurance

Business insurance image with contractor and business owner reviewing plans

Review general liability, commercial property, commercial auto, workers’ compensation and other insurance options based on your business operations.

Home & Auto Bundle

Home and auto insurance bundle image with couple and car

Compare eligible home and auto insurance bundles. Depending on the carrier, combining policies may simplify your insurance arrangements and qualify you for multi-policy discounts.

Life Insurance

Insurance agent discussing life insurance with a couple

Explore life insurance options to help protect the people who depend on you. Our team can explain available policy types and coverage amounts based on your family’s needs.

Serving Long Island, New York City and New York State

Based in Garden City, The Town Agency helps individuals, families and businesses throughout Nassau County, Suffolk County, New York City and communities across New York State compare insurance options from multiple carriers.

Nassau County

Our Garden City office serves homeowners, drivers, landlords and businesses throughout Nassau County. We help clients compare insurance options from multiple carriers with local guidance and personal service.

Suffolk County

We serve families and property owners throughout Suffolk County with homeowners, auto, flood, landlord, umbrella and other insurance options from multiple carriers.

NYC & New York State

The Town Agency also helps clients in New York City and communities across New York State compare personal and business insurance options and understand their available coverage choices.

What to Expect When You Work With The Town Agency

Our goal is to make insurance easier to understand. We’ll learn about your needs, compare available options from multiple carriers and explain the differences so you can make an informed coverage decision.

1. Understand Your Needs

Tell us about your home, vehicles, properties, business or other insurance needs. We’ll ask questions to understand the coverage and concerns that matter most to you.

2. Compare Insurance Options

As an independent agency, we can compare available options from multiple insurance carriers and explain differences in coverage, limits, deductibles and pricing.

3. Ongoing Local Support

Our relationship doesn’t end when your policy begins. We’re here to help with questions, coverage changes, claims guidance and future insurance reviews.

Our Garden City Insurance Agency

Contact our Garden City team to discuss your insurance needs, compare available coverage options or get help with an existing policy.

Garden City Office

The Town Agency, Inc.
1205 Franklin Ave., Suite 102
Garden City, NY 11530
Phone: 516-294-1000
Email: info@thetownagency.com

What Our Clients Say About The Town Agency

For generations, Long Island clients have trusted The Town Agency for personal service, insurance guidance and help comparing coverage options.

Summaries of selected Google reviews

⭐⭐⭐⭐⭐

​​Sabrina C. shared that The Town Agency helped reduce her premium from $4,306 to $1,785 and described the process as straightforward and easy to work with.

Sabrina C.

⭐⭐⭐⭐⭐

Great experience with The Town Agency. They helped me with both my home and auto insurance, saved me a good amount, and explained everything clearly.

Sarah M.

⭐⭐⭐⭐⭐

John, Liz, and the Town Agency team were welcoming, answered every question, and helped me find the right policy at a fair price.

Craig O.

⭐⭐⭐⭐⭐

The Town Agency helped me through a stressful issue with my prior agent and DMV renewal. They handled it quickly and professionally.

Iwona K.

Insurance Carriers & Programs We Work With

We help clients explore coverage through multiple insurance carriers and programs. Available options depend on the type of insurance, the property or business, and eligibility requirements.

Andover Companies logo

Andover Companies

Progressive logo

Progressive

Travelers insurance carrier logo

Travelers

Chubb insurance carrier logo

Chubb

Narragansett Bay Insurance logo

Narragansett Bay

Kingstone insurance carrier logo

Kingstone

The Hartford insurance carrier logo

The Hartford

US Coastal Insurance Company carrier logo

US Coastal

Nationwide insurance carrier logo

Nationwide

Aon Edge Private Flood Insurance carrier logo

Aon Edge

Assurant insurance carrier logo

Assurant

CNA insurance carrier logo

CNA

FEMA National Flood Insurance Program NFIP logo

FEMA / NFIP

Hagerty insurance carrier logo

Hagerty

Lloyd's of London insurance market logo

Lloyd’s

Merchants Insurance Group carrier logo

Merchants Insurance Group

National General Insurance logo

National General

New York Property Insurance Underwriting Association logo

New York Property (NYPIUA)

Plymouth Rock Assurance logo

Plymouth Rock

Safeco Insurance logo

Safeco Insurance

Selective Flood Insurance logo

Selective Flood Insurance

Utica First Insurance Company logo

Utica First

USLI insurance logo

USLI

Wright Flood insurance logo

Wright Flood

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