Local, family-owned insurance agency in Garden City, NY since 1968. Serving Nassau and Suffolk Counties with fast, no-pressure home, auto, flood, and business insurance quotes from top-rated carriers.
Compare Home, Auto & Flood Insurance Quotes on Long Island
Takes just a few minutes — No sales pressure.
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Trusted by Long Island families since 1968
We help Long Island families compare quotes from top-rated carriers with real guidance, not sales pressure.
What would you like to insure?
Homeowners Insurance
Protect your home with the right coverage at the right price. We compare multiple A-rated carriers for Long Island homes—whether you're buying a new place, refinancing, or reviewing an existing policy—and clearly explain replacement cost, liability, deductibles, and available discounts (bundle, alarm, new home, and more). Learn more on our Long Island Homeowners Insurance page.
Auto Insurance
Get accurate rates for experienced drivers, new drivers, and multi-car households. We apply every discount you qualify for—safe-driver, good-student, telematics—and make switching easy with digital ID cards and local support when you need it. Visit our Auto Insurance Long Island page.
Flood Insurance
Landlord Insurance
Bundle Insurance
Umbrella Insurance
Business Insurance
Protect your Long Island business with coverage designed for your industry and size. We compare quotes for General Liability, BOP, Workers’ Comp, and Commercial Auto—giving you one local point of contact for everything. Get fast certificates, responsive service, and straightforward guidance from people who understand your business. We insure businesses in Garden City, Nassau County, Suffolk County, and greater New York.
We compare quotes from top-rated carriers
Serving Long Island homeowners, drivers, and business owners.
What Our Clients Say on Google
Real reviews from Long Island homeowners, drivers, and business owners.
⭐⭐⭐⭐⭐
Great experience with The Town Agency! They helped me with both my home and auto insurance and saved me a good amount. Everything was explained clearly, and the process was quick and easy from start to finish. I appreciate how professional and friendly they were every step of the way.
— Sarah M.
⭐⭐⭐⭐⭐
I’ve been with The Town Agency for almost two years and it’s the best agency I’ve worked with. Laura helped me fix a DMV issue caused by another agent’s mistake—she handled it quickly, kept me informed, and made a stressful situation easy to resolve. Truly outstanding service and care.
— Iwona K.
⭐⭐⭐⭐⭐
Highly recommend! I purchased new home and auto policies through The Town Agency and kept the same coverages as my old policies but at a much better price. The customer service was excellent, communication was clear, and everything was handled promptly. I’ll definitely be renewing through them again next year.
— Michael B.
⭐⭐⭐⭐⭐
Love these guys! The Town Agency saved me a ton of money on all my policies and made switching simple. The whole process was quick, transparent, and stress-free. It’s great having a local agency that actually answers the phone and cares about saving you money.
— William F.
⭐⭐⭐⭐⭐
★★★★★
John, Liz, and the Town Agency team are the best insurance professionals I’ve worked with. From my first quote call, they made me feel welcome, answered every question, and found the right policy at a fair price. I’m so impressed with their honesty, responsiveness, and genuine care for clients.
— Craig O.
Frequently Asked Questions
How fast can I get a quote?
Most quotes are same day—often within a few business hours.
Is there a fee for using The Town Agency?
No. Our service is free—the insurance carriers pay us, not you.
Can I bundle home & auto for a discount?
Usually, yes. Bundling can lower premiums and simplify billing. We’ll check carriers to match limits, deductibles, and available multi-policy discounts.
Do you serve all of Long Island?
Yes. We help customers in Nassau, Suffolk, and nearby NYC boroughs.
What discounts are available?
Common discounts include multi-policy, safe driver, good student, protective devices (alarm, sprinkler), and new home purchase.
How do I get an insurance quote online?
Start a homeowners, auto, or business quote anytime through our secure online form. Our local agents follow up the same day.