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The Town Agency Comprehensive Auto Insurance in Long Island, NY


At The Town Agency, we understand that every driver is different. That's why we offer a variety of auto insurance coverage options to choose from. We can tailor a policy to fit your individual needs and budget.

We will take the time to get to know you and your driving habits. We'll ask questions about your vehicle, your driving history, and your coverage needs. We'll also explain the different coverage options available to you so that you can make an informed decision.

Personalized Auto Insurance Coverage for You

Types of Auto Insurance Coverage We Offer

Bodily Injury Liability Coverage

  • Bodily injury liability coverage protects you financially if you are responsible for injuries to another person in an accident.

Property Damage Liability Coverage

  • Property damage liability coverage protects you financially if you are responsible for damage to another person's property in an accident.

Collision Coverage

  • Collision coverage pays for repairs to your own vehicle if it is damaged in an accident, regardless of who is at fault.


Comprehensive Coverage

  • Comprehensive coverage pays for repairs to your own vehicle if it is damaged by something other than an accident, such as theft, vandalism, or fire.

Personal Injury Protection (PIP) Coverage

  • Personal injury protection (PIP) coverage pays for medical expenses and lost wages if you are injured in an auto accident.

Uninsured/Underinsured Motorist (UM/UIM) Coverage

  • Uninsured/underinsured motorist (UM/UIM) coverage protects you financially if you are injured by a driver who is uninsured or underinsured.

Why The Town Insurance Agency for Your Auto Insurance?

  •  We are an independent insurance agency, which means we are not beholden to any one insurance company. This allows us to shop around and compare rates from multiple carriers to find the best value for you.

  •  We have experience and are knowledgeable about auto insurance. We will take the time to understand your needs and tailor a policy to fit your budget.

  • We offer a wide range of coverage options to choose from. This ensures that you can get the coverage you need to protect your vehicle and your finances.

  • We are committed to providing our customers with excellent service. We are always available to answer your questions and help you with your claims.

  • We offer convenient online quoting. You can get a free quote in minutes from our website.

Get a Free Auto Insurance Quote Today!

We make it easy to get a free auto insurance quote. Simply use our website or call us at (516) 294-1000. We will be happy to answer any questions you have and help you find the best coverage for your needs.

We look forward to hearing from you soon!

Car Insurance Discounts and Benefits

Good Student Discount
For drivers who are still in school, getting good grades can also help you save money on auto insurance. This includes both high school and college students.

Accident Prevention Course Credit

You may be eligible for other discounts if you have recently completed a state-approved defensive driving course.

Bundling Discounts

Save money when you have multiple insurance policies, such as auto and homeowners.

Safe Driver Discount

Drivers with a clean driving record are eligible for a good driver discount.

Accident-free discount

Drivers who have been accident-free for a certain period of time may be eligible for an accident-free discount

Pay-in-full discount

Some insurance companies offer a discount to drivers who pay their premiums in full upfront.

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