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Get a Flood Insurance Quote for Your Home in Long Island

Flooding on Long Island can happen anywhere, and it can be devastating. Protect your home and belongings with flood insurance. We compare rates from AM Best Rated A+ Lloyds of London Insurance Company and FEMA so you can find the best coverage and price for your needs. 

Hi, I'm Sarah, and I'm here to help you get a flood insurance quote. Let's get started by gathering some information.
A woman is standing in front of a house. She is holding an umbrella to protect herself from the rain. She is there to help people through the flood insurance quote process

Long Island Flood Insurance: We shop FEMA, Lloyds of London, and Aon for the Best Price

Get the Coverage You Need from a Local Expert

We are a family-owned and operated insurance agency on Long Island that has been helping homeowners protect their homes from flooding claims for over 50 years. We offer flood insurance through FEMA, Lloyds of London, and Aon, so you can be sure to get the best coverage for your needs.

We Shop Your Policy and Compare Quotes from Multiple Carriers:

We understand that finding the right flood insurance can be a daunting task. That's why we shop your policy and compare quotes from multiple carriers to find you the best price. We also work with you to make sure you get the coverage you need.

Get a Free Online Quote Today!

To get a free online quote for flood insurance in Long Island, NY, please complete the questionnaire above or call us at 516-294-1000. We can help you compare quotes from FEMA, Lloyds of London, and Aon and find the best coverage for your needs.


Protect Your Home and Belongings from Flooding

Flood insurance can help protect your home and belongings from financial loss in the event of a flood. It can also help you recover financially after a flood, so you can get back on your feet as quickly as possible.

Contact Us Today

To learn more about flood insurance or to get a free online quote, please contact us today. We would be happy to answer any questions you have and help you find the right coverage for your needs.

Long Island is a peninsula located in the northeastern United States. The island is surrounded by water on three sides and is prone to flooding, which can be caused by hurricanes, nor'easters, and other storms.

In fact, Long Island has been flooded several times in recent years, including in 2012, 2017, and 2021. These floods caused extensive damage to homes and businesses, and many residents were left without insurance coverage.

Advantages of private flood insurance

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Higher building and personal property limits

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Shorter waiting period, approximately 14-15 days

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Elevation Certificate is not required

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Customized coverage limits and deductible options

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Surplus lines product financially backed by A.M. Best A-rated carriers

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Private Flood Insurance may be much cheaper in many cases and sometimes 30-60% of the premium provided by NFIP (National Flood Insurance Program)

If you live on Long Island NY, you should seriously consider purchasing flood insurance. It is a wise investment that can help you protect your home and your family from the financial hardship of flooding.

  • Long Island is a coastal area that is prone to flooding. The island is surrounded by water on three sides, and it is also located in a hurricane-prone region. This makes it vulnerable to flooding from storm surge, coastal flooding, and inland flooding.

  • The cost of flooding can be devastating. Flooding can damage homes, businesses, and personal property. It can also lead to loss of income, medical expenses, and emotional distress.

  • Homeowners insurance does not cover flooding. Standard homeowners insurance policies do not cover flood damage. This means that if your home is flooded, you will be responsible for the cost of repairs out of pocket.

  • Flood insurance is affordable. The cost of flood insurance is relatively affordable, especially when compared to the cost of rebuilding a home after a flood.

  • Flood insurance is a wise investment. Flood insurance can help you protect your home and your financial future from the devastating effects of flooding.

  • You can also purchase flood insurance from private insurers. There are different types of flood insurance. Private insurers typically offer flood insurance that is more comprehensive than the NFIP's coverage. However, private flood insurance can be more expensive depending on some determining factors. If you are considering purchasing flood insurance, you should contact us to get a quote and learn more about your options.

If you live on Long Island NY, you should seriously consider purchasing flood insurance. It is a wise investment that can help you protect your home and your family from the financial hardship of flooding.

You may also like to save money on your:


"The Town Agency helped me get the right coverage on my auto and home insurance. A live person always answers the phone and everyone was so helpful. They have the lowest rates and even helped my mom get a better policy too. 

- Leo Yamhzi

"I've used the Town Agency for years and they have always been helpful. When I had a fire John came to my house and was a big help. I highly recommend them."

-Janet Cohen

"They saved me money and made changing my insurance a breeze. Keep up the good work guys"

-Jennifer Duffy

Get a free home insurance quote today and save up to $637 on your annual premium.

We've helped 9 out of 10 people save money on their home insurance, and we can do the same for you.

Compare quotes from multiple insurance companies to ensure you're getting the best possible rate.

It's easy and takes just a few minutes.

Click the button below to get started today!

Get a Free Car Insurance Quote and Save Up to $723

We compare rates from top-rated insurance companies to find you the best deal.

We offer policies for everyone, from new drivers to senior citizens.

Our policies come with great coverages, so you can rest assured that you're protected.

Get a free quote today and see how much you can save!

Bundle Insurance

Are you looking for a way to save money on your insurance? Bundling your home and auto insurance can save you an average of $922 per year. We offer the best home and auto bundle policy on the market, with comprehensive coverage and competitive rates.

We work with a variety of insurance companies to find you the best rates possible. We also offer a variety of discounts, such as discounts for good credit, multiple policies, and safety features.

Get a quote today and see how much you can save!

Landlord Insurance

As a landlord, you have a lot to protect: including your rental property and your own personal liability. Landlord insurance can help you cover the costs of repairs and replacements in the event of a covered loss, such as a fire, theft. It can also protect you from lawsuits if a tenant is injured on your property and sues you.

Our landlord insurance quotes offer substantial coverages with low premiums, so you can rest assured that your rental property is protected. Get a quote today and see how much you can save!

Get a private flood insurance quote with Lloyd's of London, rated A Excellent by AM Best

Same low premium with or without an elevation certificate.

Compare rates from insurance companies and FEMA to get you the lowest quote.


Now that insurance companies are selling private  flood insurance we will compare their rates with FEMA and give you the lowest quote.

Umbrella Insurance

Umbrella insurance is an affordable way to protect yourself from financial ruin in the event of a large lawsuit. It can provide coverage for up to $5 million in liability, above and beyond what your homeowners, auto, and rental insurance policies already cover. With the rising cost of lawsuits, umbrella insurance is more important than ever.

Umbrella insurance is relatively inexpensive, and it can give you peace of mind knowing that you're protected in the event of a lawsuit. If you're looking for an affordable way to protect your assets, umbrella insurance is a wise investment.

Business Insurance

Business Insurance

We offer a wide range of business insurance solutions to meet the needs of businesses of all sizes, from gift shops to large contractors to condo associations to boiler manufacturers. Get a quote today to see how we can protect your business. Call to get a quote.

Contact Information

Phone: (516) 294-1000

Fax: (516) 741-6025

Text message: (516) 522-0387


1205 Franklin Ave.

Suite 102

Garden City, NY 11530


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