• General Liability: Protects your business from financial losses arising from claims of bodily injury or property damage caused by your operations. This coverage is essential for any business involved in construction, as it can cover costs such as legal fees, medical expenses, and property damage repairs.

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• Workers' Compensation: Provides medical and financial benefits to your employees if they are injured or become ill on the job. This coverage is mandatory in most states and helps protect your business from potential lawsuits.

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• Commercial Auto: Covers your business vehicles for liability and physical damage. This is vital for contractors who use their vehicles for work purposes.

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• Builders Risk: Protects your construction projects from unforeseen events such as fire, theft, vandalism, and natural disasters. This coverage helps ensure that your financial investment is protected if your project is damaged or destroyed.

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• Professional Liability: Provides protection for your business from claims of negligence or errors and omissions in your professional services. This coverage can be especially beneficial for contractors who offer design or consulting services.

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• Business Property: Protects your business property, such as tools, equipment, and inventory, from loss or damage due to covered events.

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• Inland Marine: Covers your business property while it's in transit or stored off-site. This is essential for contractors who use valuable equipment or materials at different job locations.

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We also offer a variety of additional coverage options to customize your insurance plan to meet your specific needs. These may include:

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• Excess Liability: Provides additional liability coverage above the limits of your primary general liability policy.

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• Pollution Liability: Protects your business from claims arising from environmental damage caused by your operations.

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• Tools and Equipment: Covers your valuable tools and equipment against loss or damage.

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The Town Agency is committed to providing building contractors with the best possible insurance coverage and service. We have a team of experienced professionals who understand the construction industry and can help you find the right coverage for your business.

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Here are some of the benefits of choosing The Town Agency for your building contractor insurance:

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• Competitive Rates:  We offer competitive rates on all our insurance coverages.

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• Experienced Team: Our team of professionals has extensive experience in the construction industry and can help you find the right coverage for your needs.

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• Personalized Service:

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• We are committed to providing personalized service to each of our clients.

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• Fast Claims Response: We have a dedicated claims team that will respond quickly to your claims and help you get back on your feet as soon as possible.